By Dr. David Eifrig
America needs to get serious about planning for retirement.
A recent survey showed that more than 40% of Baby Boomers (those born between 1946 and 1964) have less than $100,000 in retirement savings. That means those right at the retirement window won't be able to maintain the lifestyle they want once they retire.
You might think Social Security will help. Think again – the average monthly Social Security check in 2018 is just $1,404.
And what will happen to that crutch if Social Security goes bankrupt?
That's why I'm telling my readers about an opportunity to set up retirement income that many folks are still afraid to use...